Experienced Mortgage Broker, Lending Agency & Financial Service In Universal City, TX

 

 

PRODIGY LENDING TEAM

Our team is made up of professionals who specialize mostly in matters related to mortgages. They are from different parts of the states. We will be able to find the best loan that suits you considering the low rates that we offer and the home loans available from the area you are from. our professionals will work with you to ensure that you land a loan that is best suited for you specifically at a very low rate.

SELECT A HOME LOAN THAT IS BEST SUITED FOR YOU

CONVENTIONAL LOANS

This type of loan offers a very low down payment. (3% to be exact). It also provides a premium mortgage insurance that is reduced, unlike the FHA loan program. The loan repayment terms are also very flexible. It can be as long as ten years. Apart from requiring a low credit score, the interest rates are also very small. It does not require any fee.

FHA LOAN

This loan requires a 3.5% down payment which is slightly higher than conventional loans. It’s very easy to qualify for the loan. This mortgage also offers rehab loans. Unlike conventional loans, FHA loans require a debt to income ratio that is high. 

VA loan

It’s not a must for you to make a down payment as long as you are using the veterans administration loan. This means one hundred percent financing. Unlike the conventional loan, VA loan does not require any mortgage insurance premium. Closing costs associated with this type of loan are lower. It’s very easy for one to qualify for the loan. It has very favorable rates considering it is a government program. 

USDA LOAN

Similar to the veteran administration loan, it’s not mandatory for you to make a down payment. The rates offered are very low. If a one hundred percent option is used, then the interest rates will be surprisingly low. Similar to conventional loans, it requires premium mortgage insurance but its lower. For you to be eligible for the loan then your income and home location will be assessed. 

Our main objective is to develop a very good relationship with all our clients. your information is very safe with us as privacy is our priority. We are very famous in the lending market. You can speak to one of our professionals simply by giving us a call. We also offer other ways of interacting with us on our website. 

We have been offering world-class services for a period of more than seventeen years. We have been awarded as the best workplace numerous number of times. We offer the best rates considering the ever-changing market conditions. This is why we recommend that you get a no-obligation quote simply by filling out a form. 

Contact us today to initiate your loan process.