Diligent Financial Service, Loan Agency & Real Estate Company In Macdona, TX

 

 

ALL TO KNOW CONCERNING US AT PRODIGY LENDING

We at prodigy lending are actually made up of a team of professionals who come from all over. Providing our clients with the best services is our objective. For all their loan problems, we got them covered. Considering our low rates and the available home loans in your locality, our team of professionals will work with you to ensure that you get a loan that best suits you. 

THE BEST MORTGAGE FOR YOU

CONVENTIONAL HOME LOANS

A very low down payment of three percent is necessary when applying for this loan. A mortgage insurance premium is necessary although it’s reduced compared to the FHA loan. it does not require any lender fee, unlike other types. If you have a good credit score, which can be very low, then you are entitled to low-interest rates. This loan also offers favorable term when repaying the loan. it can be as long as 10 years. 

FHA MORTGAGE

For you to have a chance at getting the loan, then you should ensure that your debt to income ratio is very high. It also provides rehab loans. The interest rates offered are very attractive. In terms of qualification, it’s very easy to secure this type of loan. A down payment of 3.5% is necessary when applying for the loan. It’s slightly high compared to conventional home loans.

VETERAN ADMINISTRATION LOAN

It is not a must that you make any down payment when applying for the home loan. In other terms, there is 100% financing. Your income and home locality must be considered when you apply for this type of loan. it offers very favorable rates. It’s actually very easy to qualify for the home loan. This loan does not require a premium mortgage insurance. Closing costs are lower. 

USDA LOAN

A mortgage insurance premium is necessary when applying for this loan. considering the 100% refinancing option, the interest rates associated with the loan is very low. Similar to the VA home loan, a 100% financing option is available and this means no down payment. 

We are mainly aimed at creating a good relationship with all our clients so that we may continue offering them the best service in the future. Compared to other mortgage companies, we keep all your information private as we operate with secrecy. We are very known in the lending market. To be able to speak to our professionals, feel free to contact us anytime. We have been offering very high-quality services for a very long time. We were identified as the best workplace. We offer low-interest rates bearing in mind the market conditions. Since the market conditions are very unpredictable, it’s very advantageous that you get a no-obligation quote after filling out a form.

Contact us today to initiate your loan process.